Monarch Money MCP server & Claude connector

Does Monarch Money have an official Claude connector or MCP server?

Official

As of October 2026, Monarch Money documents an official Monarch MCP Connector in its help center, but its help article (updated June 30, 2026) says the connector is temporarily paused over a partner data-portability question, and its status page lists MCP under maintenance. Community servers exist but store your Monarch password and MFA secret locally.

Last checked October 18, 2026

Verdict and evidence

What we checked: Monarch MCP Connector
Published by: Monarch (official)
Runs: Not documented
Sign-in: Not documented
Stage: unknown
Plan: Not verified. Help article could not be fetched directly (blocked by bot protection); details come from a search-result excerpt.

Evidence

Monarch MCP Connector (Monarch help center) (help.monarch.com, seen October 18, 2026)
Monarch Money Status (status.monarch.com, seen October 18, 2026)

What an AI can do in Monarch Money

The publisher does not document individual tools yet.

Safety check

Pass
Publisher verified
Article is on help.monarch.com (Monarch's help center) and the status page at status.monarch.com lists "MCP - Under maintenance".
Unknown
Auth model
No auth details retrieved. Excerpt says existing connections stay authenticated and do not need reauthorizing when it returns.
Unknown
Write and delete access
Tools and permissions not verified; the article suggests CSV export as an alternative while paused.
Unknown
Tool-description injection scan
No tool descriptions available to review.
Unknown
Repo maintenance
Hosted service; no public repository found.

Community alternatives

Built and maintained by third parties, not Monarch Money. Check the safety notes before connecting one to a real account.

monarch-mcp (jamiew)

jamiew · Runs locally · Not documented

List accounts with balances · Get transactions · Get budgets · Create a manual transaction · Bulk update transactions · Delete a transaction rule

⚠ Publisher verified: Individual developer, not Monarch. Uses an unofficial route into your account (login with email, password and MFA secret).
⚠ Auth model: README config puts MONARCH_EMAIL, MONARCH_PASSWORD and a TOTP MFA secret in the MCP client env block: long-lived credentials with full account access.
⚠ Write and delete access: Exposes create, update and delete tools (transactions, rules, splits); no read-only mode seen in the README.

jamiew/monarch-mcp README (github.com, seen October 18, 2026)
colvint/monarch-money-mcp README (superseded fork) (github.com, seen October 18, 2026)

FAQ

Does Monarch Money have an official MCP server?

Monarch documents a Monarch MCP Connector, but its help article says it is temporarily paused as of its June 30, 2026 update, and the status page lists MCP under maintenance.

Can I use Monarch with Claude right now?

Not through the official connector while it is paused. Monarch suggests exporting transactions and balances as CSV and uploading them to an AI model.

Are community Monarch MCP servers safe?

They need your Monarch email, password and MFA secret in local config, so treat them as full-account credentials. Read the code first.

Is the older colvint server still the one to use?

Its README says it is archived in favor of the official connector, although GitHub does not show the repo as archived. The jamiew fork was updated October 2026.

Last reviewed October 18, 2026.

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